Mortgage Denied, Dreams Delivered: The Mom Who Built Her Own Floating Home

Jen’s journey to homeownership took an unexpected turn when banks said “no.” Rather than giving up, she said “bon voyage” to conventional living and built a stunning houseboat that’s become her family’s dream home.

This isn’t some cramped cabin on the water – it’s a fully-realized three-bedroom home with all the comforts of land-based living, plus the bonus of waterfront views from every window. Jen personally designed every detail, ensuring her two children would have proper bedrooms while maximizing the 800 square feet of floating space.

The construction timeline would make any homeowner jealous: steel frame completed in seven weeks, entire project done in just over four months. At $97,000 total, her custom aquatic home cost less than most down payments in competitive housing markets. Now in their third year aboard, Jen’s family enjoys a peaceful rhythm of water-based living most only experience on vacation.

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